Voluntary Benefits Coverage
Dental & Vision
Keep everyday care affordable with flexible dental and vision plans that employees actually use.
Basic overview
Dental and vision insurance help make preventive care and routine treatments affordable. Dental plans typically cover cleanings, exams, X-rays, fillings, crowns, and orthodontics. Vision plans cover annual eye exams, lenses, frames, and contacts. These benefits are among the most requested by employees and are easy to use throughout the year.
What this coverage typically includes
- Preventive dental cleanings and exams
- Fillings, crowns, root canals, and dentures
- Annual eye exams and vision correction
- Frames, lenses, and contact lenses
- Orthodontic and dependent coverage options
Why it matters for your team
Regular dental and vision care catch problems early and reduce overall health costs. Employees value these benefits because they use them right away.
Best for
- Employees with families and dependents
- Employers who want high-participation benefits
- Businesses seeking affordable wellness-driven coverage
Frequently asked questions
Common questions about dental & vision for Arkansas employers and employees.
Are dental and vision plans combined or separate?
We can structure them either way. Some employers offer a combined dental and vision plan, while others offer separate plans so employees can choose only what they need.
What does preventive dental coverage include?
Preventive dental coverage usually includes routine exams, cleanings, and X-rays at little or no cost to the employee, often with no deductible.
Does vision insurance cover glasses and contacts?
Yes. Most vision plans cover an annual eye exam and provide an allowance toward frames, lenses, or contact lenses.
Can employees cover their dependents?
Yes. Dental and vision plans typically allow employees to elect coverage for themselves, their spouse, and dependent children. Orthodontic coverage may also be available for dependents.
Are there waiting periods for major dental work?
Some plans have waiting periods for major services like crowns, root canals, or dentures. We can help you choose a plan with waiting periods that match your employees' needs.
Why are dental and vision benefits so popular?
Employees use these benefits regularly for themselves and their families. They are affordable, easy to understand, and help employees stay on top of preventive care.
Ready to learn more?
Dogwood Benefit Solutions works with employers across Central and Southern Arkansas to design voluntary benefits packages that fit your workforce and budget.